Fleet Insurance Optimisation
Fleet Insurance Optimisation with LetsTalkFleet
Fleet insurance doesn’t have to be complicated or expensive. At LetsTalkFleet, in conjunction with our Global partners Fleetcompetence, we help organisations reduce insurance costs, improve claims management, and benchmark against UK and European best practices all without compromising on coverage.
Why Optimise Your Fleet Insurance?
Most fleet operators unknowingly overpay for insurance due to:
- A lack of transparency in broker arrangements
- Commissions and overheads baked into premiums
- Ineffective claims management processes
- Missed opportunities for self-insurance or deductibles
We fix that. Our approach has already helped deliver over €100 million in savings for fleet owners across Europe.
What We Offer
Benchmark-Based Cost Assessment
We use real fleet data and market benchmarks to show whether your premiums are competitive—and where you can save.
"Am I paying more than the market average?"
"Is my insurer’s offer in line with industry norms?"
With just 7 key questions, we can produce a savings estimate.
Insurance Tendering & Procurement
Our expert team manages your insurance procurement process—transparently and independently.
- Comprehensive tenders aligned with your actual risk profile
- 20% average premium savings while maintaining coverage
- Access to insurers that value fleet efficiency
Risk & Claims Cost Control
Insurance premiums are mainly based on claims history. We help you take control:
- Claim prevention programmes (driver training, accident analysis)
- Self-insurance strategies (reduce reliance on costly premiums)
- Telematics insights and EV-specific insurance planning
Companies that actively manage their risk can cut own damage claims by up to 30%
How It Works
- Quick Insight
We collect basic data and give you a personalised savings estimate. - Only requires 30 minutes of your time. - Market Comparison
We compare your current premiums with benchmarked rates and insurer offers. - Tender or Re-negotiation
We lead a full-service tender, or work with your current provider to improve terms. - Sustained Results
Using our Risk Monitor, we track outcomes and help you maintain savings.
Which Business is best suited to our Fleet Insurance Optimisation Scan?
- Fleet operators with 100+ vehicles
- Businesses managing ICE, hybrid or EV fleets
- Procurement or finance managers under pressure to reduce costs
Companies concerned with total cost of ownership
Results You Can Expect
| Approach | Impact |
|---|---|
| Benchmarking | Visibility on savings gap |
| Tenders | 5–15% premium savings |
| Claims prevention | 10–30% fewer own damage claims |
| Better insurer choice | Faster claims, less admin |
Ready to Optimise Your Fleet Insurance?
LetsTalkFleet can optimise your Fleet Vehicle Insurance today so please get in touch with any specific enquiries you have, we are available on 0330 056 3335 or via email contact@letstalkfleet.co.uk .